Frugal Living Diffusion among Generation Z amid Value Added Tax Increase
DOI:
https://doi.org/10.36722/cl.v11i2.5967Keywords:
Frugal Living, Innovation Diffusion, Generation Z, VAT, Consumption BehaviourAbstract
The increase in Value-Added Tax (VAT) in Indonesia has sparked widespread public discussion about strategies for coping amid economic pressures, one of which is the practice of frugal living—a topic widely discussed by Generation Z in digital spaces such as TikTok. This study aims to understand how frugal living is interpreted, negotiated, and practiced as a lifestyle innovation among Generation Z in this context. Using a descriptive-analytical qualitative approach, this study collected data through in-depth interviews with members of Generation Z, content creators, and an economist, supplemented by relevant documents and statistical reports. The findings reveal that frugal living is practiced as a dynamic and non-linear process, shaped by personal experiences, social interactions, and the production of meaning within digital content. This practice is understood not merely as an economic strategy, but as a socio-communicative phenomenon involving continuous reflection and adaptation. This study also reveals a number of challenges that hinder the sustainability of frugal living practices, such as social stigma, consumerist norms, and contradictory messages in digital media. It can be concluded that frugal living among Generation Z represents an adaptive lifestyle orientation that is closely intertwined with the dynamics of digital communication and the broader socio-economic context. Based on these findings, the study recommends the need for a more supportive and consistent digital communication narrative to reinforce the sustainability of frugal living practices as an adaptive response by the younger generation to structural economic pressures.References
Aini, S. N., Akalili, A., & A’yun, B. A. Q. (2025). Fenomena Anti-Fans pada Transformasi Persona Selebriti. Jurnal CommLine, 10(1), 36–45. https://doi.org/10.36722/cl.v10i1.3743
Alviona, T. Y., & Leonardi, A. (2025). Strategi Digital Public Relations Camille Beauty melalui Tiktok @camillebeauty_official. Jurnal CommLine, 10(1), 1–10. https://doi.org/10.36722/cl.v10i1.3747
Amri, A., Salawali, W. A., & Indama, I. S. (2024). Perubahan Pola Konsumsi Masyarakat Pasca Pandemi COVID-19 : Implikasi bagi Pasar Ritel di Indonesia. J-CEKI:JurnalCendekiaIlmiah, 3(5), 5005–5017.
Ansori, A. S., Putri, N. A. J., Mukarromah, N., & Hayat. (2024). Peran Regulasi dalam Mendorong Inovasi dan Kualitas Pelayanan Publik: Tinjauan pada Sektor Pendidikan. Idarotuna : Journal of Administrative Science, 5(1), 63–70. https://doi.org/10.54471/idarotuna.v5i1.89
Avendaño-Miranda, L. L. (2024). The Five Dimensions Of Financial Independence, Retire Early. Rect@: Revista Electrónica de Comunicaciones y Trabajos de ASEPUMA, 25(1), 67–91. https://doi.org/10.24310/recta.25.1.2024.19864
Badan Pusat Statistik Indonesia. (2024). Persentase Penduduk yang Mengakses Internet menurut Tujuan Menggunakan Internet dan Kabupaten/Kota di Provinsi DKI Jakarta (Persen), 2022-2023. Badan Pusat Statistik Indonesia. https://jakarta.bps.go.id/id/statistics-table/2/MTEwMSMy/persentase-penduduk-yang-mengakses-internet-menurut-tujuan-menggunakan-internet-dan-kabupaten-kota-di-provinsi-dki-jakarta.html
Creswell, J. W., & Creswell, J. D. (2023). Research Design: Qualitative, Quantitative, and Mixed Methods Approaches (6 ed.). SAGE Publications.
Dewantoro, R., Sariani, S., & Suriono, H. (2025). Transformation of Generation Z’s consumption behavior in the digital ecosystem: A theoretical review of social media-based marketing strategies. Priviet Social Sciences Journal, 5(5), 102–110. https://doi.org/10.55942/pssj.v5i5.619
Farabi, Q. noer S. El. (2022). Kehadiran Media Sosial dan Partisipasi Politik Bagi Pemilih Pemula. Jurnal CommLine, 7(2), 112–123. https://doi.org/10.36722/cl.v7i2.1381
Fatika, R. A. (2024). 10 Negara dengan Pengguna TikTok Terbesar, Indonesia Urutan Berapa? Goodstats2. https://data.goodstats.id/statistic/10-negara-dengan-pengguna-tiktok-terbesar-indonesia-urutan-berapa-xFOgI
Fauziah, N., Sulistianingsih, H., & Sari, V. D. (2025). Integrasi Artificial Intelligence Dalam Pengelolaan Keuangan Pribadi Studi Pengembangan Sistem Adaptif Untuk Generasi Digital. Jurnal HasiPenelitian Dan Pengkajian Ilmiah Eksakta, 4(2), 251–260. https://doi.org/https://doi.org/10.47233/jppie.v4i2.2187
Gartina, R. G., & Lestrai, M. T. (2024). Haurgeulis ’ Village Head Communication Strategy to Improve Community Services. Mediator: Jurnal Komunikasi, 17(2), 426–443.
Hartantri, R., Setyadi, B., & Gunarto, M. (2024). Analysis of the Effect of Frugal Living on Employee Financial Management in Achieving Financial Freedom. International Journal of Finance Research, 5(1), 103–113. https://doi.org/10.47747/ijfr.v5i1.1700
Hasanah, K., Brotodjojo, R. R. R., Poerwanto, M. E., & Lakatos, L. (2025). Enhancing government communication for climate change adaptation : a case study of agricultural policies and practices. Interaksi: Jurnal Ilmu Komunikasi, 14(1), 222–239. https://doi.org/10.14710/interaksi.14.1.222-239
Hasanah, N., & Badria, N. (2024). Frugal Living Perspektif Generasi Z Melalui Pendekatan Kualitatif. Ekspektasi: Jurnal Pendidikan Ekonomi, 9(1), 1–8. https://doi.org/https://doi.org/10.37478/jpe.v9i1.4095
Hossain, M., Park, S., & Shahid, S. (2023). Technological Forecasting & Social Change Frugal innovation for sustainable rural development. Technological Forecasting & Social Change, 193(May), 1–10. https://doi.org/10.1016/j.techfore.2023.122662
Ibtihal, I. A., & Pratiwi, A. (2026). DIGITAL Media and the Diffusion of Frugal Living : Strengthening Generation Z’s Finansial Literacy. Jurnal Ilmu Komunikasi UHO : Jurnal Penelitian Kajian Ilmu Sosial dan Informasi, 11(1), 125–140. https://doi.org/10.52423/jikuho.v11i1.2028
Inayati, D. N. I., Jamilah, I., & Sujianto, A. E. (2024). Penerapan Konsep Frugal Living dalam Perencanaan Keuangan Pribadi. INNOVATIVE: Journal Of Social Science Research, 4(1), 2264–2278. https://doi.org/10.31004/innovative.v4i1.7940
Irmayanti, A., & Saidah, M. (2024). Difusi Inovasi Dakwah Digital pada Komunitas @ Remisyaofficial di Instagram dalam Mempersuasi Program Dakwah di Kalangan Remaja. Medium: Jurnal Ilmiah Fakultas Ilmu Komunikasi Universitas Islam Riau, 11(2), 192–212.
Kwan, M. C., & Sarjono, B. (2024). Dampak Kenaikan Tarif Pajak Pertambahan Nilai Pada Perilaku Konsumen di Indonesia. Jurnal Adijaya Multidisplin, 2(3), 338–348.
Littlejohn, S. W., Foss, K. A., & Oetzel, J. G. (2017). Theories of Human Communication. Illinois: Waveland Press.
Lune, H., & Berg, B. L. (2017). Qualitative Research Methods for the Social Sciences. Harlow: Pearson.
Macmonegle, A., Bennett, M., Speer, J. L., Brien, E. K. O., Pitzer, L., Jaarsma, A., Zarndt, A. N., & Duke, J. (2024). Evaluating The Real Cost Digital and Social Media Campaign : Longitudinal Effects of Campaign Exposure on E-cigarette Beliefs. Nicotine and Tobacco Research, 5(1), 19–26. https://doi.org/10.1093/ntr/ntad185
Megawati, & Moin, A. (2024). The Influence of Financial Literacy, Financial Attitudes, and Lifestyle on the Financial Behavior of University Students in Yogyakarta (A Case Study of Generation Z). Journal of Business and Management Review, 5(12), 1087–1106. https://doi.org/10.47153/jbmr.v5i12.1242
Nugraha, P. S., & Irwansyah. (2022). Pemanfaatan Media Sosial dalam Kehumasan Digital Kementerian Luar Negeri. Interaksi: Jurnal Ilmu Komunikasi, 11(1), 35–48. https://doi.org/10.14710/interaksi.11.1.35-48
Oktaviana, P. V. P., Warsono, H., & Astuti, R. S. (2024). Proses Difusi Inovasi Identitas Kependudukan Digital (Ikd) Di Kabupaten Boyolali. Journal of Management & Public Policy, 1(2), 1–19. https://doi.org/10.14710/jppmr.v13i2.43532
Parawangsa, I., Santi, I. N., Parani, S. B., & Lamusa, F. (2024). Eksplorasi Faktor Penghambat Adopsi Digital Marketing pada UMKM di Kota Palu. Jurnal Media Wahana Ekonomika, 21(2), 207–222. https://doi.org/10.31851/jmwe.v21i2.15036
Purwani, D. A. (2025). Enhancing Communication Learning as a Self-Improvement Vehicle for Content Creators in Indonesia. Mediator: Jurnal Komunikasi, 18(1), 27–44. https://doi.org/10.29313/mediator.v18i1.4254
Rabiah, D. (2025). IKK Maret 2025 Turun 5,3 Poin, Daya Beli Masyarakat Lesu. Metro TV. https://www.metrotvnews.com/play/bVDCjOpx-ikk-maret-2025-turun-5-3-poin-daya-beli-masyarakat-lesu
Rahayu, A. D., & Andriansyah, E. H. (2025). Pengaruh Literasi Ekonomi Dan Financial Technology (Fintech) Terhadap Kesejahteraan Keuangan Pada Gen Z Mahasiswa Di Kota Surabaya Melalui Perilaku Ekonomi Sebagai Variabel Intervening. Journal of Artificial Intelligence and Digital Business, 4(2), 5980–5986. https://doi.org/10.31004/riggs.v4i2.1541
Rogers, E. M. (2003). Diffusion of Innovations (5 ed.). New York: Free Press.
Yuniar, R. W. (2024). Indonesia’s planned 12% VAT rate angers public, sparks “structural frugal living” boycott. South China Morning Post. https://www.scmp.com/week-asia/economics/article/3287401/indonesias-planned-12-vat-rate-angers-public-sparks-structural-frugal-living-boycott
Zahra, I. L. (2025). Frugal Living: Strategi Cerdas Gen Z Kelola Finansial. Goodstats. https://data.goodstats.id/statistic/frugal-living-strategi-cerdas-gen-z-kelola-finansial-b7v7N
Zhao, L., Sun, Z., Chen, S., Gugnani, R., & Sahore, N. (2024). Technological Forecasting & Social Change Social media opinion leaders and information diffusion of crowdfunding projects : Evidence from China. Technological Forecasting & Social Change, 200(June 2023), 1–15. https://doi.org/10.1016/j.techfore.2023.123110




